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1) What is the Town or City of your business? (click the drop-down arrow to select...

z Outside of Cook County

and zip code

55,555

2. Which of the following best describes the organization you represent:

Government Agency

3. Does your organization/business invest in the community where it is located in any of the following ways? (check as many as apply)

Have not done so

4. How long has your organization been in the community? (select one)

More than 20 years

5. Does your organization recruit employees from the community in which it is located?

Don't know

If yes, approximately how many of your employees reside in the community?

 

6. Does your organization currently refer customers or employees to CEDA?

Don't know

7.  Based on the current needs of your community, please rate each of the issues below.

Transportation (check one of the ratings please)

Not at all a concern

Food costs

Not at all a concern

Access to healthy foods

Not at all a concern

Housing / rent costs

Not at all a concern

Homelessness

Not at all a concern

Home repairs

Not at all a concern

Reducing utility costs

Not at all a concern

Increasing income

Not at all a concern

Help with managing money

Not at all a concern

Help paying utility bill(s)

Not at all a concern

Credit card or loan debt

Not at all a concern

Parenting support and education

Not at all a concern

Children's education/tutoring

Not at all a concern

High school drop-outs

Not at all a concern

Affordable daycare or before/after school care

Not at all a concern

Neighborhood Safety and Security

Not at all a concern

Paying for college/higher education

Not at all a concern

Health insurance/ Healthcare Costs

Not at all a concern

Dental and/or Vision Care

Not at all a concern

Programs for youth/teens

Not at all a concern

Juvenile Delinquency/Crime

Not at all a concern

Drug of Alcohol Abuse

Not at all a concern

Domestic Violence

Not at all a concern

Programs and services for Senior Citizens

Not at all a concern

Services for Disabled people

Not at all a concern

Veterans' Services

Not at all a concern

Mental Health Services

Not at all a concern

Language Barrier(s)

Not at all a concern

Immigration/citizenship issues

Not at all a concern

Incarceration/re-integration issues

Not at all a concern

Finding a job

Not at all a concern

Job Training

Not at all a concern

Other: (other concerns)

Steve Levy writes about all topics in finance and loans.

8. Which ONE item of the list above is the MOST important need right now?

Transportation

9. Thinking about the resources and programs that already exist, how would you rate the following services in your community? (Please check one rating per item)

Job Training and Employment

Don’t Know

Quality Education

Don’t Know

Affordable Housing

Don’t Know

Foreclosure Prevention

Don’t Know

Healthy Food /Grocery Stores

Don’t Know

Financial Education & Services

Don’t Know

Medical & Dental Care

Don’t Know

Programs / Activities for Youth

Don’t Know

Child Care

Don’t Know

Transportation

Don’t Know

Mental Health  Services

Don’t Know

Veteran's Services

Don’t Know

Homeless Services

Don’t Know

Immigration and Citizenship

Don’t Know

Alcohol & Drug Treatment

Don’t Know

10.  Any other comments or suggestions.

Information is the most amazing asset which a leader can utilize. At the point when you know what is generally anticipated to occur with home loans and lodging moderateness, you can settle on the correct choices on home buy and house buying with certainty. Find the latest things to guarantee that you will settle on the most ideal decisions in 2014.

Higher Premium Rates

All specialists concur that home loan rates will increase before the finish of 2014 and this vertical pattern will proceed into 2015 too. As the Central bank is dropping its projects for supporting the economy, rates are unavoidably going vertical. Fortunately the increment won't be emotional, in any event until further notice. The rates on home loans are required to change somewhere in the range of 4.5% and 5.5% in 2014. They should arrive at as far as possible before the year's over and keep on rising slightly.

More Flexible Rate Mortgages

The customizable rate home loans have expanded their piece of the pie by around multiple times from the last quarter of 2013 to the main quarter of 2014. The mixture loans, which have a fixed rate for an underlying set timeframe, are the most well known. This is on the grounds that their financing costs are around 1% lower contrasted with those on fixed-rate loans. Home purchasers need to tap on the lower financing cost and this is positively helpful, yet they need to design cautiously for the future as they may wind up paying extremely high interest eventually.

Cheaper Enormous Loans

The non-adjusting loans which are intended for financing higher-esteem properties are now less expensive than their regular partners and this pattern is relied upon to stay for the entire of 2014. The distinction in the financing cost is around 0.4%, however it is huge given the enormous chief measures of large loans. You should figure it out to check whether it is less expensive to get a loan for purchasing an extravagance home instead of an ordinary single-family house.

Improved Accessibility

Even however stricter qualification rules are applied since January 2014, home loans will be all the more effectively available in 2014. This is on the grounds that there is an impressively decrease in the interest for home cheapest payday loans no credit check ( http://www.businessinsider.com/how-i-paid-30k-in-students-loans-and-traveled-the-world-2017-12 ) because of the increasing rates. Less individuals need to renegotiate in the present circumstance and loan specialists will do whatever they can to draw in home buyers.

They are now setting lower credit score prerequisites. For instance, you can fit the bill for a FHA Payday Loans No Credit Check No Employment Verification ( https://aloantoday.com/payday-loans-no-credit-check-no-employment-verification.html ) with credit score as low as 600. Essentially, numerous banks set lower least up front installments on typical mortgages. Now and again, they ask that you put only 5% of the property estimation down.

Homeownership Turning out to be Less Affordable

The expansion in house costs in 2014 won't be significant because of the developing stock and the falling interest. It is required to be somewhere in the range of 3% and 5%. In any case, this increment and the climbing financing costs will negatively affect lodging reasonableness. The significant adverse consequence comes from the pay level which isn't required to increment extensively in 2014. Home purchasers are encouraged to design things cautiously to guarantee that their home loan www payday loans no credit check ( https://www.cbsnews.com/news/student-loans-college-debt-forgiveness-gao/ ) will be moderate to repay.

Now can be the ideal time for getting a home loan as both financing costs and house costs are required to go further up.

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Created at 5/16/2021 12:39 PM by ***
Last modified at 5/16/2021 12:39 PM by ***